4 Assets That Require an Investment

“If you count all your assets you always show a profit.”

Wilson Mizner

Wise investments pay hefty dividends. Knowing where to place your resources enable you to have more control over your market and have less fear in its volatility. In life, we have more control over things than not. Depending on priorities, we decide which if any, gets attention. Therefore, the decision to be proactive and invest versus reactive and guessing, can enable you to live a more profitable life.

1. Relationships – great connections with people allow you to excel in life. They hold you up when you are down and lift you up as you continue to rise. It nurtures your confidence to have good ones. Good relationships give long life and bad ones can cause disease. Examine who is good for you and who is not. Put each in its perspective and place. Don’t give in to dropping stock, invest in long-term growth. People who are by your side and tell you when you are right and wrong have proven to be great finds.

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2. Health – Your health is your wealth because without it, you are broke. Poor health robs you of a rich lifestyle. It imprisons you to medication and ultimately affects your entire portfolio and limits your growth. Great investments in eating healthier foods, cutting back on things you know you shouldn’t have and letting go of things that exploit your vessel will optimize your performance across the board. What you eat, you become. Incorporate balance in your diet, exercise, think great thoughts and love the body you are in.

Health quotes
3. Spirituality – This gives you balance, power and authority. It builds confidence in you and gratefulness in your gifts. It provides fulfillment to hopes and wishes. When you can call on or go to something that is bigger than you, it gives you peace and security to know that things will not only get better, but that you will be alright. Spirituality gives confirmation that greater is HE that is in you than he that is in this world. You not only handle conflict and misfortunes better, you face the battle with understanding that it’s not yours.

spirituality quote
4. Income – It’s a survival mechanism, a tool for stability and advancement as well as a means to be a blessing to others. Without it, hardship exist. The more you know about it and how to grow it, the more you will acquire. Income has no limits when strategically planned out. In most instances, you are in control of how many zero’s you add to your life.

Income Quote

You are the primary beneficiary to a life full of wealth, including great relationships, excellent health, strong spirituality and increased income. These are your assets that can prove valuable trifold. Your decisions can make or break you in these instances. What you place priority on and give attention to grows exponentially with great investments.

I am Nichelle Womack! As a people building, life transition strategist, I specialize in helping you reach your greatest potential through self-reliance and internal motivation. I provide inspiration through community speaking engagements, one on one consultation and group/team training. Positive thoughts and language are my fuel for energy and my desire to help you find yours. If you are interested in a free 15 minute session of coaching, contact me @ diversecc@gmail.com. Looking for more great life tips, check out “The Master Tip Manual for Personal Success” @http://amzn.to/1bWA7Vw . Many blessings and much success to you!! Check out my websites @ www.2ExcelWithNichelle.com and www.diversecc.com. Connect with me on Twitter and Periscope @DiverseConnect.

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Capitalize on These 3 Words Daily

5 Tips to Remain Focused Everyday

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Seeking strength in a greater source allows you to live life with purpose. Stay away from dream thieves and naysayers. Open your mind to what could be and what is. Everything you need to be happy is inside of you. Listed below are five tips to steer you in your lane of success. Remain focused, dream it, believe it and aim to achieve it.

1. Wake up every day with a true purpose. What do you plan to do today? What do you need to accomplish it? How close will you be towards achieving your goals? Having direction in your life gives you stability. There is no time to sit around and wait for something to happen. You take the first step and make it happen.

 

2. Love yourself first. If you don’t love you, how do you expect others to give you the respect you deserve? You should set the example as to how you want people to treat you. Expect the best and forget the rest. If you expect less, you will get less. Give yourself a hug. Try it! It makes you feel so much better and it gives you instant love.

 

3. Speak what you want into existence. The tongue has been called the greatest weapon. It can commit a blessing or a curse. It literally has the ability to destroy others you speak to and those who speak to you. Be contentious of what you say. If you believe it, make it happen by saying it. The more you say it, you begin to feel it and the universe has a way of bringing it to reality. Only allow positive language to enter your ears.

 

4. Develop a “I can and will attitude.” Work hard every day to make your dreams a reality. You are the captain of your ship. If it sinks, it’s because you allowed it to happen. Don’t let anyone steer you in the wrong direction. Take control and lead it all the way.

 

5. Seek and work with a mentor. Mentors are good for so many reasons. Everyone needs someone in their life who is dependable, honest and supportive even during mistakes. This person should know your goals and attempt to help you achieve them. Make certain this person is willing to be there every step of the way, good and bad.

 

“Success is not measured by what you accomplish, but by the opposition you have encountered and the courage with which you have maintained the struggle against overwhelming odds.”

-Orison Swett Marden

I’ve learned to have a great day regardless of what and who I encounter. The world is filled with critics/haters who find wrong in everything you do. In fact, their goal in life is to make certain you fail and never recover. People are so quick to point out your faults while they ignore theirs. Ignore ignorance and stay focused on what makes you happy. You are entitled to live your life the way you please. Be encouraged!! Many blessings and much success!!

I am Nichelle Womack! As a people building, life transition strategist, I specialize in helping you reach your greatest potential through self-reliance and internal motivation. I provide inspiration through community speaking engagements, one on one consultation and group/team training. Positive thoughts and language are my fuel for energy and my desire to help you find yours. If you are interested in a free 15 minute session of coaching, contact me @ diversecc@gmail.com. Looking for more great life tips, check out “The Master Tip Manual for Personal Success” @http://amzn.to/1bWA7Vw . Many blessings and much success to you!! Check out my websites @ www.2ExcelWithNichelle.com and www.diversecc.com. Connect with me on Twitter and Periscope @DiverseConnect.

 

 

The 6 Passages of Righteousness in Business

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Business is tough and in order to remain on top, you have to be a student of the game and a believer in your efforts. What you do and how you react is conclusive of your success and the results. Take a bite out of these tips and see if it makes a difference in your life.

1. Keep a close ear. Don’t be nosey, but listen to those customers who are unhappy with their current provider of service. Offer suggestions to resolve and be a resource. If it doesn’t work out, guess who they will call.
2. Be the expert in your field. Customers like to work with someone who has an edge over what they are facing. By providing your expertise, you will be the go to person when an issue arises and hopefully solve the problem.
3. Return all calls or designate someone to do it. You never know who’s on the other side of that line. This could result in missed business opportunities. Be proactive just as you would want someone to do for you.
4. Continue to educate yourself and your associates about what you do. Attend webinars, take a class, read a journal or book. Seek experts in your field that you admire and reach out.
5. Ask for preceptorships with your customers to learn more about what they do. How can you help the business if you don’t know much about their operations? One on one customer service goes a long way. Not only will you build rapport, but you will possibly spot other areas where you can be of assistance.
6. Treat others how you want to be treated. In business, we often grasp the holier than though attitude if everything is going smooth. Rocky roads are inevitable. Utilize your contacts and resources wisely. Be nice to everyone and expect the same in return.

I am Nichelle Womack. As a people building, life transition strategist, I specialize in helping you reach your greatest potential through self-reliance and internal motivation. Whatever you would like or hope to transition from or to, I can help! I provide inspiration through community speaking engagements, one on one consultation and group/team training. Positive thoughts and language are my fuel for energy and my desire to help you find yours. If you are interested in a free 15-minute session of coaching, contact me @ diversecc@gmail.com. Looking for more great life tips, check out “The Master Tip Manual for Personal Success” @http://amzn.to/1bWA7Vw. Many blessings and much success to you!! Check out my websites @ http://www.2ExcelWithNichelle.com and http://www.diversecc.com. Connect with me on Twitter @DiverseConnect.

The Top Ten Legal American Scams

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“The American Dream never really existed. It was a marketing scam.”
-James Altucher
Have you ever thought about life from this perspective? Everyone is out to get something regardless of how they get it. The system is set up to profit by every means. If you are not keeping up with it, you can soon find yourself in great need and maybe even depending on it for survival. Even though you may agree or disagree, the reality of the situation is, everything is about business and the bottom line is to make money. Sometimes at the expense of you!

1. Insurance – They bank on you not dying, getting in a car accident or getting sick. Because if you do, they have to pay out. This business would prefer that nothing happens to their bottom line. That would mean more money in their pocket, better facilities and high rise buildings with marble floors all paid from your premiums. However, you must keep paying or else you would be at greater risk if something were to happen. The insurance business is a billion dollar industry that will continue to grow. By 2017, we will be paying over $100 billion annually to private insurance companies to secure our interest.
2. Bank Fees – You pay someone else to manage your money and they earn an interest. The banks charge you a fee when you can’t meet your day to day expenses with overdraft fees. You are also charged monthly just to bank with them. They can make as many financial errors as they want and they will be backed by the system that controls the whole scam. All they have to do is ask for a bailout or file chapter 11 and they are back in business ready to start all over again or perhaps where they left off. Whereas the average citizen, you and I, are doomed!! We can’t get a bailout when we make a big financial mistake. Yeah, you can file bankruptcy, however, you will be tarnished for years per the standards of society. A 2007 study by the Center for Responsible Lending said consumers are paying fees of $17.5 billion annually — on automatic overdraft loans of $15.8 billion per year.
3. Mortgages – In essence, you don’t actually own the home until you have the title in your hand and your debt is free and clear. I never understood the term homeowner. It should read, “borrowing to own a home.” The bank is the lien holder and the owner until they are paid in full. The advantage of being a “person borrowing to own a home” is that you get to write off the taxes and the interest you paid throughout the year to live in or rent it out. However, the mortgage lien holders get to do the exact same thing. They also receive bailouts too when your finances are not in order. If you have to foreclose, you get nothing in return except a negative credit rating. The lien holder gets to write it off as a loss (bad debt.) So in the end, the mortgage lien holder still comes out on top, they are still in business and they have secured your home.
4. Renting a place to live – You are just paying someone else to live a good life and build their equity. While you are paying for their lifestyle, you are losing money as if you were throwing it out the window. The “person borrowing to own a home” who you pay your rent to, receives every possible advantage to even make a profit on your hard earned dollar. You probably end up paying the IRS or getting little back at the end of the year because of this.
5. Healthcare – The system is designed to keep you sick. Instead of sharing with you remedies and tools to help you get better, some physicians heavily medicate and keep you comatose from reality. In the meantime, pharmaceutical companies, hospitals and physicians are profiting off of your lack of awareness. Check out other countries and how they operate their healthcare system. Very few, if anyone is in medical debt. Our systems thrives on making a dollar, keeping corporation’s rich and impoverishing the working class. As of 2012, 75 million people reported problems paying their medical bills or were paying off medical debt, up from 73 million in 2010 and 58 million in 2005. An estimated 48 million people were paying off medical debt in 2012, up from 44 million in 2010 and 37 million in 2006 (Source: Press Release, The Commonwealth Fund.)
6. Government – If you look at what it was designed for,” to protect and serve the people”, it has totally strayed away from this principle. Instead, we live in a society that it deprives, uses and abuse power and facilitate in acts that cost the country millions.
• People are geared towards a system that keeps them economically challenged with no desire to get better (food stamps). Now I agree that there is a need, especially when times get hard and there is nowhere to turn. Yet to not offer a recipient a decent salary to feed and take care of a family, it gives them nowhere else to turn. America has one
• People get in political office and instead of making the situation better, they rob the people who voted them in office with greed and mistrust. Who can you trust that really has your best interest at heart?
• Wars, wars and more wars… We have a war right here in our own country. There are so many homeless vets and others who could use that money right here in America. How come we can’t use some of the millions that we spend everywhere else to give people in our own back yard a better way of life?
7. Education – Only in America can one go to school and get a degree, be in debt, never make enough to pay their loans off and die with them not being paid. Look at other countries. They go to school for free and graduate with little to no educational debt. They live free of being hounded to pay back money to not only make themselves better, but the community they live in better as well.
8. Utilities – Even though it’s a privilege and a blessing to have due to the fact that third world countries don’t have them, is it necessary to profit while customers inherit significant rate increases? I mean I understand it’s a business, but it’s a needed commodity that you know one almost has to have. You have people who barely get by and it’s hard for them to maintain, yet the CEO of the company has profited while you scrap to pay your bill.
9. The Prison System – So many people do wrong and they deserve to pay the time. However, this system predicates off people doing unjustly. The owners of this enterprise profit heavily and keep people tied to a system that offers them a return visit. Free housing, healthcare, food and sometimes work. Yes work.. They do that in prison and get paid cents on the dollar. Work is done for corporate enterprises so that they don’t have to hire anyone to do it and pay them a salary. Not all jobs go overseas. Some are in your back yard and you will never know it unless you are the one running the company. Why not offer rehabilitation and career opportunities so that this cycle does not become a career? Well.. that’s cutting into their profits. So why ask why? After all, it’s a business, right?
10. Corporate America – You work for years in some companies and made them enough profits for the shareholders and stockholders to retire and live a comfortable life. You have given them the most significant aspect of your life and yet you retire with a pen, a certificate and possibly a ring. Where did that time go? Thirty years and you have nothing to show for it. In the meantime, the stockholders and CEO’s have made enough money off of your sweat, long hours and tears to retire and possibly never work again, not to mention the luxury you’ve provided their family.

One can go on and on about how everyday American citizens are taken advantage of by the system and think nothing of it. It’s something we are taught to do, understand and just go with the flow. All eyes need to be placed on what we can do to make this country better while being profitable. It shouldn’t be at the expense of the citizens who work hard every day to be screwed in the long run.

I am Nichelle Womack. As a people building, transition coach, I specialize in helping you reach your greatest potential through self-reliance and internal motivation. I provide inspiration through community speaking engagements, one on one consultation and group training. Positive thoughts and language are my fuel for energy and my desire to help you find yours. If you are interested in a free 15 minute session of coaching, contact me @ diversecc@gmail.com. Looking for more great life tips, check out “The Master Tip Manual for Personal Success” @http://amzn.to/1bWA7Vw . Many blessings and much success to you!! Check out my websites @ www.nichellewomack.com and www.diversecc.com. Connect with me on Twitter @DiverseConnect.